How to File a Slow Pay Motion

Filing for a slow pay motion can help avoid wage garnishment.
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A slow pay motion is a great tool for people who are facing wage garnishment for debts. The process is simple but does require some basic preparation. A slow pay motion will stop the wage garnishment process and allow you to pay a small amount of money towards your debt over a period of time. The process is not difficult but it can be time consuming. Having a good understanding of the process will help you prepare.

Contact your local court clerk. Ask if your jurisdiction allows for slow pay motions. Not all jurisdictions have this option. If it is allowed in your jurisdiction, ask the clerk what you need to do next and then carefully follow his instructions. Generally, this involves filling out a form and attending a court date.

Attend your court date and wait for your name to be called. The judge will ask you questions about your application, including information about your income, your expenses and the debt you are trying to move to a slow pay motion.

Read More: How to File a Motion to Stop Wage Garnishment

Pay your debt as the judge ordered. Use checks or money orders and keep a record of each payment.


  • Pay exactly as the judge orders. If you fail to pay as agreed on a slow pay motion, your wage will likely be garnished and it will be very difficult to remove the garnishment.


  • If your wage has already been garnished, filing a slow pay motion can stop the wage garnishment.
  • In some areas, the county clerk can grant the slow pay motion and you will not need to go to court.

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