In Florida, the first step to filing for bankruptcy is choosing whether to file under Chapter 7, Chapter 11 or Chapter 13. A debtor should then complete credit counseling within 180 days before filing. After that, the debtor should determine where ...

Chapter 11 bankruptcy, or "reorganization bankruptcy," is open to individuals, married couples and entities like businesses. This type of bankruptcy has no debt limit or required income. After the court confirms a reorganization plan, the debtor ...

When a debtor files for Chapter 7 bankruptcy, he must inform the court of all of his liabilities, including returned checks. Returned checks represent the debtor's unpaid debts. As such, they are dischargeable in bankruptcy, unless the creditor can ...