The State of Texas allows residents to apply for the Texas Homestead Exemption to protect your personal property. This protection is from the forced sale of your home on behalf of creditors to satisfy a debt. The Homestead Exemption does not protect your home from creditors such as mortgage lenders or taxing authorities. You may only apply for homestead on your primary residence. A primary residence is the home you live in the majority of the time.
Obtain an application for residence homestead exemption from the State of Texas at your local tax office. All information on this form is required to qualify for the Texas Homestead Exemption.
Complete the homestead application. Begin by providing your name and address, your driver’s license or social security number, date of birth, percentage of ownership in the property, and the name and birth date of your spouse and any other owners of the property.
Describe the property by noting the address, how many acres the property is and the type of residence located on the property. Check the exemptions that apply to you, such as the general exemption, the 65 or older exemption, the disability exemption or the veteran’s exemption.
Answer the rest of the questions on the application by checking the “yes” or “no” boxes – whichever applies to your situation. Sign and date the application. Mail or deliver it to your local tax office between January 1 and April 30. You only have to file the homestead exemption once unless you move.
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