Read each allegation of the summons carefully. In many cases, the allegations are listed by number. Identify who is suing you and what the reasons are for the lawsuit. Find the deadline date on the summons so you're aware how much time you have to file your response.
If a response form came with the summons, use it to write your response to each allegation. If there's no response form, use a clean sheet of paper to write your responses.
Go through each separate numbered allegation and make a response. If you deny the allegation, write what you believe is the truth and provide any documentation or evidence you have to support your claim. If you're using your own response form, verify that your numbered answers align with the numbered allegations on the summons.
Visit the court where the claim was filed. The address can be found on the summons you received. Tell the court clerk you are filing an answer to a summons. Sign the response form in the presence of the court clerk. If there's a fee for filing, pay the fee.
Serve a copy of your answer to the plaintiff in the case. In the event that the plaintiff has retained a lawyer, fax, mail or have someone hand deliver it to the lawyer's office. As the defendant, you cannot deliver the response personally, but you can commission someone who is 18 or older to deliver it on your behalf. There are typically deadlines associated with delivering your response to the plaintiff. Find out the deadline and send the response before that date.