How to Check Your Chapter 13 Payment History

By Pamela Gardapee

After your court appearance for chapter 13, you are sent court papers detailing your payment plan, creditors that will be paid and other information pertaining to your chapter 13 bankruptcy. After you start making payments, you will receive a statement from the trustee every six months showing you a detailed account about your payment history. If you want to see your payment history each month, you can do so online.

Set up your chapter 13 user account at RGS Legal, Inc. (see Resources). You need to register using your case number, Social Security number and create a username and password. Click "Get Started Now" in the middle of the page. Follow the prompts.

Enter your username and password on the login page that displays after you create your account.

Read the displayed page, which is your case summary. This has all of your personal information case status and the amount of your monthly payment, total amount paid into the plan and how much was paid to creditors.

Click "Account Ledge." This page will show you how much money you have sent to the trustee, the date it was received and the amounts disbursed to the creditors and the trustee.

Click "Claim Summary" to see the details pertaining to each creditor. This page shows you the percentage that will be paid to the creditor, claim amount as stated in your court papers, principle paid to date, scheduled amount, principle owed to date (the remaining balance on each creditor) and the monthly payment to each creditor.

About the Author

Pamela Gardapee is a writer with more than seven years experience writing Web content. Being functional in finances, home projects and computers has allowed Gardapee to give her readers valuable information. She studied accounting, computers and writing before offering her tax, computer and writing services to others.

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