How to Find Out Where Someone Banks in a Judgment

By Ginger Kelly - Updated June 16, 2017
judge gavel and money on brown wooden table

Going through the court system can be time consuming and tiring. Once you have finally won the judgment you have anticipated, you will need to receive payment from the person, known as a debtor, who owes you money. Most people that owe a judgment will not pay on their own accord, so you will need to find out where the person banks. Once you find out, you will be able to obtain the money owed you.

Look at a check the debtor wrote you if you have one available. This check will have a tremendous amount of financial information on it, including where the debtor banks and his bank account number. This is the easiest way to find out where someone banks, although it is not always an option.

Speak with people who know the debtor well and ask if they know where the debtor banks. Contacting the debtor's ex-spouse, co-workers, mother or father can be an easy and often overlooked way to get the information you need.

Check property records at the county assessor's office to view the debtor's tax records. Often, a copy of the check used to pay property taxes will be filed along with the property records and tax documents. When a document is filed with the county assessor's office, it becomes public record and is easily accessible. You may have to pay a nominal fee for copies of the documents you are requesting.

Call all of the major banks in the area where the debtor lives. You will be required to truthfully identify yourself when you ask if the bank has record of an account in the name of the debtor. You may have to call a few different banks and speak to several different banking managers before you obtain the results you seek.

Search federal bankruptcy records in the state that the debtor resides in to find out financial and asset information, bank account records and other personal financial information. You may go down to the bankruptcy court and request all bankruptcy documents in the name of the debtor. The records are public record, but copies are not free. Bring a few dollars with you to pay any copy fees requested by the court clerk.

Warning

Consult an experienced attorney before trying to find someone's bank account information to make sure you do not violate any local or state laws. You must be truthful about who you are when requesting information about a debtor.

About the Author

Ginger Kelly has been an accomplished professional writer since 1997. She began her career writing for school newsletters and newspapers, then moved on to community newspapers. Kelly has written various articles on a variety of topics ranging from parenting to health care. She is a paralegal graduate of Blackstone College.

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