How to Locate a Court Judgment Against Me

By Michael Martin - Updated April 03, 2017
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final judgment image by Keith Frith from Fotolia.com

There are two ways to locate a court judgment: looking up the judgment online, or physically going to the courthouse where the judgment was filed and obtaining a copy of the court record. Secondary means of finding a judgment against you include receiving a garnishment of wages or a levy of assets. If the judge ruled in the other party’s favor at the court hearing, a judgment against you will appear on the court docket.

Go to the court’s website

Find the civil docket search and type in the last names of the parties. A docket number for the case may also help. Find your case and click on the caption. This should bring up the case history including how the case was disposed. For your records, print a copy of the case history; the final judgment should be one of the last entries.

Visit the courthouse where the legal action was filed against you

Find the clerk of court’s office and provide the name of the case and any other identifying information. The staff can find your case and locate the judgment against you. Request a copy of the court’s final ruling, sometimes called an Order of Court.

Receive a garnishment of wages through your employer

The creditor files a document with the court, sometimes called a Writ of Execution. If you were not aware of the judgment at the time of the court hearing, you soon will be, when your employer deducts a certain amount of wages from your paycheck. Contact your employer’s payroll department and obtain a copy of the documentation they received from the creditor. The documentation should show the dollar amount of the judgment.

Receive a levy or garnishment through your bank

Similar to a wage garnishment, the creditor files a Writ of Execution with the court for the amount of the judgment. According to the Easy Judgment Collection website, the court’s sheriff serves your bank on behalf of the creditor. The bank freezes your account up to the amount of what’s owed. Contact your bank and find out the amount of the levy. This is the amount of your court judgment.

About the Author

Michael Martin began writing professionally in 2008. He has more than 10 years of experience in the insurance industry and primarily writes about legal issues. Martin holds a Juris Doctor from Albany Law School and is licensed to practice law in New Jersey and Pennsylvania.

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