If you are a creditor who has extended credit to a debtor but as not been repaid, you have some legal avenues to take in order to obtain payment. You can file a lawsuit against the debtor in a Wisconsin court for the amount of money owed to you.
You will receive a judgment from the court, and if the debtor does not pay that judgment, you can file a lien on the debtor’s property.
Take a copy of the judgment to the clerk of the Wisconsin court that issued the judgment.
Have the clerk of the court enter the judgment into the judgment and lien docket. When entering the judgment into the judgment and lien docket, the clerk must enter the full name and place of residence of the judgment debtor; the name of the judgment creditor; the name of the judgment creditor’s attorney; the date of the entry of the judgment; the day and time of the entry of the judgment; and the amount of the debt, damages or other sum of money recovered, with costs. Get a certified copy of the judgment from the clerk of the court.
Take the certified copy of the judgment to the registry of deeds for the Wisconsin county where the debtor’s property can be found, and record the lien with the registry of deeds. You will be charged a fee for this service.
Check with the county where you are filing the lien to find out the fees you need to pay.
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