How to File a SSN Fraud Alert

By Eric Som
How to File a SSN Fraud Alert

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According to the Social Security Administration (SSA), the SSA “cannot place a fraud alert on your Social Security number. (See References 1).” As a result, individuals who believe their social security number or personally identifying information is in danger of being compromised are encouraged to contact any of the three credit bureaus--Experian, TransUnion, and Equifax--to place a fraud alert message on their credit file/report. Fraud alert messages, according to Experian, “notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent.” (See References 2)

Visit the Experian homepage to request that a fraud alert message be applied to your credit report. To go to this page, see the resources section. Fraud alert messages are placed on credit reports for an initial 90-day period. If you would like to have the Fraud Alert message beyond the 90-day period, you must place another request.

Complete the online fraud alert application form, making sure to answer every question on the form. Upon completing the application form, you must agree to the terms and conditions of this service by selecting the three check boxes under the “Terms and Conditions” section.

Select the “Submit” button and wait for a confirmation message. If the information you provided is correct, your request will be approved and you should see a confirmation message that a fraud alert message has been added to your credit report. If more information is needed before your request can be approved, an Experian representative will contact you within one to two business days to request additional information, after which your request will be approved.

About the Author

Eric Som has been writing professionally since 2002, contributing to various websites. He is certified through the Association of Certified Fraud Examiners. Som holds a Bachelor of Arts in English and a Bachelor of Laws from Handong Global University. He also has a Juris Doctor degree from an Ohio law school.

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