The workers' compensation program provides monetary benefits to those employees who suffer job-related injuries or illnesses. An injured worker can usually get workers' compensation benefits regardless of who was at fault. However, in exchange for receiving these benefits, the employee often gives up the right to sue their employer for damages resulting from those same injuries. Here are some tips to help you file a workers' compensation claim.
Notify your employer. Your employer will most likely give you workers' compensation forms to fill out in which you can describe the nature and extent of your injury or illness.
See a doctor to determine the extent of your illness or injury. If it's an emergency, seek medical attention immediately.
Fill out the forms to file your workers' compensation claim. If your employer did not provide you with any forms, call your state or local workers' compensation office to request them.
Provide all necessary information. The worker's compensation forms will require you to describe your injury or illness and the circumstances under which it occurred. Once completed, return the form to the appropriate party, usually your employer, who will them turn it into the state workers' compensation office for further action.
- Don't delay. There is a deadline for filing workers' compensation claim. Call your state office for more information.
- Workers' compensation laws are different, depending on the state. Check with your local workers' compensation office for information about the requirements for filing a claim in your state.
- If your employer disputes your claim, you have a right to request a hearing before the Workers' Compensation Board. You may also want to consult an attorney experienced in these matters if you have any questions regarding the process.