Table of Contents:
In order to qualify for SNAP benefits, a household’s gross monthly income (income before taxes and allowable deductions) must be at or below 130 percent of the federal poverty level, while the net income must at be at or below 100 percent. In most cases, a family will have to meet both of these requirements in order to get benefits, but exceptions do exist in cases where a member receives Supplemental Security Income (SSI) or other types of governmental assistance or at least one household member is over 60. In these instances, a family must only meet net income requirements.
For example, a family of four must have a maximum gross monthly income of $2,389.00 and a net income of $1,838.00 to get SNAP benefits.
The program allows for certain deductions to calculate net income. Net income ultimately determines the benefit amount a household will receive. Examples include but are not limited to a standard 20 percent deduction from gross income, child support, medical expenses and housing costs like rent, mortgage or utilities.
In addition to income limits, the program also sets a limit on resources—assets easily converted to cash. These might include bank accounts and stocks. A family that contains someone disabled or over 60 has a limit of $3,000, while other families cannot have more than $2,000. Possible exemptions include the home, the value of a car used to transport a disabled family member and the resources of a person receiving government assistance from a variety of programs like SSI.
Benefit Amount Per Household
The SNAP program uses a specific formula to determine benefits for household size. It multiplies the household net income by .3 and that number (30 percent of net income) gets subtracted from the maximum amount a household of that size would receive. The program uses this formula because it expects families using this program to spend about 30 percent of their resources on food. The maximum allotments are as follows. A family of one can receive up to $200 a month. A family of 2 would receive $367 maximum. A family of three gets $526 maximum. A family of four can receive up to $668. A family of five can get up to $793. A family of six has a maximum of $952. A family of seven will have $1,052 limit, while a family of eight can get up to $1,202. For each additional person over eight, add $150.
Virginia participates in SNAP (Supplemental Nutrition Assistance Program), a government-run program that helps low-income families buy food. Recipients must note however, that allotted money is meant to supplement a food budget, not serve as the primary source. While the program has established basic income guidelines, some exceptions can apply. In Virginia, the Department of Social Services oversees the program, and anyone who wants to apply or has questions should contact their local office.
Certain people will automatically qualify for nutrition assistance without regard to net or gross income. This includes households in which all or at least one person receives GR (general relief) benefits, TANF (temporary assistance for needy families) benefits or SSI (supplemental security income).
When determining countable income for gross income limits, the program counts both earned (wages and salaries) and unearned income. Unearned income includes but is not limited to government assistance payments such as TANF, SSI or GR; annuities; pensions; worker’s compensation and alimony. Examples of excluded income include but are not limited to payments from the Division of Child Support Enforcement to TANF families, loans and reimbursement for job-related expenses.
With the exception of categorically eligible households and households containing anyone older than 60 or disabled, the program has set maximum gross (before allowable deductions) income limits based on household size. A household of one cannot have a gross monthly income exceeding $1,287, and the limit increases by $448 to $451 for every additional person.
Once a family has met eligibility requirements based on gross income, they must still meet net income requirements unless categorically eligible. The program allows for certain deductions to determine net income, including but not limited to a standard deduction ranging from $157 to $168 or more depending on family size, an earned income deduction of 20 percent, costs of shelter, dependent care and utilities. A household of one must not have a net income exceeding $990, increasing by $345 to 347 for every additional person.
In certain instances, the agency will require the household to provide proof of a deduction. If the household cannot provide proof within 30 days, the agency will have to proceed with determining eligibility without including that expense. If absence of this verifiable expense makes the family ineligible, they will have an additional 30 days to verify.