How to Satisfy a Judgment

By Rebecca Rogge
Judgments are rendered by the court.

gavel image by Cora Reed from Fotolia.com

A judgment is a legal decision rendered by the court. Judgments requiring satisfaction typically involve a debtor and a creditor. When a creditor cannot make a debtor pay, he may take the debtor to court to obtain satisfaction of the debt -- a judgment forcing the debtor to pay. In order to satisfy the judgment, the debtor must fully comply with the terms stipulated by the court in the judgment. Terms may vary, but the court can compel the debtor to comply.

Make sure you understand the terms of the judgment. In court, the judge will issue a judgment, based on the debt that you owe the creditor. In most cases, you will not be forced to write a check for the debt at the courthouse but will have to pay the money over a specified period of time. Make sure you understand the terms of the judgment, when payments are due, how much they are, and the ramifications of not satisfying the judgment. If anything is unclear, consult a lawyer or the court clerk.

Make a plan for satisfying the judgment. If the judgment involves wage garnishment, which allows the creditor to automatically pull money from your paychecks each month, you will need to devise a plan for living on your reduced income or creating additional income. If the judgment is a regularly scheduled debit of payment, you will need to set up way to pay the specified amount of money each month.

Make the scheduled decreed payments until the judgment is satisfied. A judgment is not considered satisfied until the debt is paid in full. The debt may be considered a reduced settlement amount decreed by the court that is less than the original amount owed. In this case, payment of the settlement amount qualifies as satisfaction of the debt. Once the debt is completely paid, the judgment is considered satisfied.

About the Author

Based in northern Virginia, Rebecca Rogge has been writing since 2005. She holds a bachelor's degree in journalism from Patrick Henry College and has experience in teaching, cleaning and home decor. Her articles reflect expertise in legal topics and a focus on education and home management.

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