Government agencies such as the U.S. Department of Housing and Urban Development (HUD) provide a wide array of housing assistance programs for individuals with disabilities. HUD also offers housing opportunities to people with HIV/AIDS, and to the homeless and at-risk populations. In addition to HUD, private and nonprofit organizations offer housing for people with disabilities. Housing benefits for the disabled include loans, tax credits, vouchers and public housing programs. Disabled persons may also qualify for home ownership programs.
HUD and various nonprofit organizations provide supportive housing programs for the disabled and people living with HIV/AIDS. In 2011, HUD awarded $4.2 million to support four local housing agencies, according to its website. HUD grants can be used to offer increased access to integrated and affordable housing opportunities for disabled people. The funds will be used to assist 335 households for three years. Organizations that offer supportive housing for people with disabilities include the Corporation for Supportive Housing, Accessible Space Inc. and Center for housing and New Community Economics.
Some private and government agencies assist disabled persons with owning a home through financial assistance to first-time homebuyers. The U.S. Department of Housing and Urban Development participates with various public housing agencies to provide monthly homeownership assistance payments to help cover the cost of monthly mortgage payments for people with disabilities. Participating organizations in the housing voucher program include Habitat for Humanity, the National Disability Institute, NCB Capital Impact and American Association for People With Disabilities.
In addition to HUD, numerous local and national agencies provide public housing assistance programs for disabled people. In 2010, HUD provided $33 million to fund public housing programs for people with disabilities, according to its website. The program offers vouchers to help disabled tenants cover their rental cost. A first round of approximately 4,300 rental assistance vouchers were distributed to disabled persons around the country. As of 2011, HUD's housing voucher program for the disabled is in its fourth year and is designed to increase the availability of affordable housing for people with disabilities. Participating agencies include Housing Opportunities for Persons With Aids and Congregate Housing Services Program.
Designated Housing Vouchers
In addition to public housing programs, disabled persons may be eligible to receive designated housing vouchers. To qualify for designated housing vouchers, applicants must meet specific income requirements. A family’s gross income cannot exceed HUD’s income limit restrictions. Qualified applicants must find their own housing in accordance with HUD’s program requirements. Housing vouchers cover 30 percent of a family’s income. The program can be used anywhere in the United States where there are participating agencies.
- Disability Help Site: Housing Issues
- Disability.gov: Supportive Housing
- MortgageLoan.com: Housing & Mortgages for People With Disabilities
- U.S. Department of Housing and Urban Development: HUD, HHS Announce Joint Effort to Assist Nearly 1,000 non-elderly Persons With Disabilities to Move From Institutions to Independence
- U.S. Department of Housing and Urban Development: HUD Awards 4.2 Million IN HIV/AIDS Grants to Four Local Programs