How to Contest a Lien

By TrevorW

Liens are a way for homeowners' associations, contractors or local governments to collect on debts owed by property owners. After allowing a period of time for the property owner to respond to a preliminary notice, the entity seeking to collect may attach a lien. In effect, this action prevents the sale of the property until the debt is paid. This timetable also gives little recourse for property owners in any attempt to contest the lien in court, since the debt is verified prior to the lien attachment.

Contact the county recorder's office to establish whether a lien has been filed on property you own.

Prepare a Notice of Contest of Lien and submit it to the recorder's office. This action generally starts a very short timeframe, as little as 30 to 90 days, for the claimant to pursue foreclosure of the lien in court.

Confirm filing deadlines are met by the entity attempting to the collect on the debt. If not, then ensure the lien has expired according to applicable state law.

About the Author

Trevor Wendzonka is a public relations specialist based in the Midwest. He worked for a 30,000 circulation newspaper for 15 years as a sports and government writer, and spent a number of years editing and designing pages on the copy desk.