How to Detect a Fake ADP Check

By Michael Cohen

Corporate check fraud is a growing concern among U.S. employees. ADP is one of the largest providers of payroll services and issues millions of checks each year. Because of their ubiquitous nature in the American workplace, ADP is an obvious target for check forgers. If you are concerned that you have received a fraudulent ADP check, there are many indicators that can help you verify the authenticity of your check.

Check the routing number at the bottom of the check. The routing number is the first nine-digit block of numbers. Frequently, fraudulent checks will have an incorrect or incomplete routing number. Verify the routing number with the Federal Reserve Department of Financial Services.

Verify that the top edge of the check is perforated. ADP checks come attached to a statement with a perforation in between for easy separation. Any check that does not have this perforated edge is likely counterfeit.

Examine the magnetic ink character recognition (MICR) line. The MICR line is the string of numbers at the bottom of the check. These numbers designed to be machine read. For this reason, the MICR line is printed in a distinctive font, usually in gray and always in a more matte finish then the rest of the check. If the MICR line appears glossy, there is a strong chance the check is a fake.

Contact ADP directly if there are signs that your check could be counterfeit. ADP can confirm the authenticity of the check. Never contact ADP using the contact information printed on a questionable check, as this contact information could be incorrect.

About the Author

Michael Cohen has been a technical writer since 2006. His areas of expertise include classical music and nonprofit management, and his work has been featured across a variety of media platforms. Cohen received his bachelor's degree from The New School in New York City.