How to Receive Spouse Social Security Benefits after a Divorce

By eHow Contributor
Social Security Benefits, Divorce

Under certain circumstances, The Social Security Administration allows for a divorced spouse to claim Social Security benefits. The length of time they couple were married, whether they have dependents, age and if the applicant is remarried all play a part in determining Social Security benefits.

If the couple had been married for 10 or more years before divorce, they may be eligible for spousal Social Security Benefits.

Being 62 years or older will help a claimant's chances of receiving benefits. If the original recipient of Social Security benefits died after the divorce, a person can file for survivor Social Security benefits at the age of 60. If the applicant is disabled and the other spouse died, claims may be made at age 50.

Getting remarried can be used as a reason to deny Social Security benefits to the divorced applicant. If the person remarries after the age of 60, they may still be eligible for benefits.

Consider individual Social Security benefits. If the applicant is entitled to more money under their own Social Security or other retirement plans or pensions are involved, they may not be eligible to receive spousal benefits.

Understand that the maximum amount a divorced spouse may receive from Social Security on behalf of their ex-spouse is usually 50% of the original benefits.

Know that if children were a product of the union, they may be entitled to Social Security benefits regardless of other criteria.

Contact your local Social Security office to get detailed information on your specific case. Or visit the Social Security website for benefits calculators and benefit information.